Selling up and moving on is a big undertaking and we know that it's daunting. Lets make it less so by planning well for the costs that go along with it:

Estate Agent fees

The cost of professional services paid to your estate agent to market and sell your property. The fee amount will be agreed in advance, in writing. Advertising and promotional costs are a separate cost to professional fees and will also be agreed in advance.

Energy Rating Certificate

You are now required by law to have a Building Energy Rating (BER) Certificate for your property when it comes to the market. The aim is to make the energy performance of a building transparent and available to potential purchasers or tenants. This process will involve a BER assessor completing an appraisal on the property. The assessor will then submit all the relevant data to Sustainable Energy Ireland (SEI) who will issue a certificate similar to the energy ratings on domestic electrical appliances i.e. A to G depending on energy efficiency.

Bridging loan

This is a short term loan sometimes given by a lender to cover the period before a mortgage is drawn down. A bridging loan is often used to facilitate the purchase of a new property pending the sale of an existing property.

Capital Gains Tax

This is a government tax that you must pay if you make a profit (a capital gain) of more than €1,270 in any tax year if you sell an asset such as shares or investment property. This tax is not generally payable on the sale of your principal private residence on up to an acre of ground. We advise that tax advice be sought from an appropriate professional Tax Advisor or Accountant in regard to matters of tax.

Legal Fees

You will need to engage the services of a solicitor to look after all of the legal documents that come with the transferring of ownership from seller to buyer.

Removals company

Don't underestimate the volume of the belongings that you have gathered over the years. So, depending on the size of your property and its contents, you might want to consider a removals company.